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FICO Credit Scores – Know your FICO® Score now and with every credit change. Understand the reasons for your score and take action.

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Credit Monitoring and Alerts – Stay on top of changes that affect your credit picture by monitoring your credit score and report.

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I have an excellent FICO Score, and in large part, it’s because I actively manage my credit picture via myFICO.com.  – Diane in Gilbert, AZ

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Introducing the new myFICO Credit Card Center: your one-stop resource for the best credit cards and rewards.

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What's a FICO Score?

The FICO® Score is a number that summarizes your credit risk. Lenders use it to make credit decisions, such as the interest rate you get when you apply for a loan.

Why FICO?

90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions. Make informed credit decisions with myFICO.

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*Try out Score Watch with a 10-day free trial. Unless you cancel during the trial period, your subscription will continue at $14.95/month with a minimum subscription term of three months. *Get started with Score Watch at the trial price of only $4.95 for the first 30 days. Unless you cancel during the trial period, your subscription will continue at $14.95/month with a minimum subscription term of three additional months.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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