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Your FICO® credit snapshot

Over 75% of credit applications in the US use the FICO® score and most banks look at more than one FICO® score. myFICO® gives instant access to Equifax and TransUnion FICO® scores and their related credit reports. Through www.myFICO.com and our associates, over 23 million FICO® scores have been sold to U.S. consumers since we launched our first consumer service in March of 2001.
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What's a FICO® score? Your FICO® score is the numeric representation of your financial responsibility, based on your credit history. Based on a scale of 300–850™, two FICO® scores are available to consumers from Equifax and TransUnion. These FICO® scores are the measure that most lenders will look at when evaluating your credit or loan applications.
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Here's how your FICO® scores could affect your interest rate:*
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FICO® Score |
Interest Rate |
 | | 720 - 850 | 5.316% | | 700 - 719 | 5.441% | | 675 - 699 | 5.978% | | 620 - 674 | 7.128% |
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*Information for 30-year fixed rate mortgages, updated daily
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