Get your 2 FICO scores

Your FICO® credit snapshot

Over 75% of credit applications in the US use the FICO® score and most banks look at more than one FICO® score. myFICO gives instant access to Equifax and TransUnion FICO® scores and their related credit reports. Through www.myFICO.com and our associates, over 23 million FICO® scores have been sold to U.S. consumers since we launched our first consumer service in March of 2001.

Instant online access

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What's a FICO® score? Your FICO® score is the numeric representation of your financial responsibility, based on your credit history. Based on a scale of 300–850™, two FICO® scores are available to consumers – from Equifax and TransUnion. These FICO® scores are the measure that most lenders will look at when evaluating your credit or loan applications. More info...

Here's how your FICO® scores could affect
your interest rate:
*
  FICO® Score Interest Rate
760 - 8503.273%
700 - 7593.495%
680 - 6993.672%
660 - 6793.886%

*Information for 30-year fixed rate mortgages, updated daily

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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