The FICO® Expansion® score is a new credit risk score from Fair Isaac Credit Services, Inc. designed to help lenders extend credit to new consumers in new markets. Because it is based on non-traditional credit data, it can effectively predict risk for the growing number of U.S. consumers that fail to receive a traditional FICO® score due to non-existent or “thin” credit histories.
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Note: This service is available to lenders only. The FICO® Expansion® score is not currently available for direct purchase by consumers.
myFICO® offers informative credit-information products that help people understand actions they can take to achieve and protect their overall financial health. myFICO® is the consumer division of Fair Isaac, the company that invented the FICO® credit risk score that lenders use. Through myFICO.com and our associates, over ten million FICO® scores have been sold to U.S. consumers since we launched our consumer service in March of 2001.
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