Business Solutions

FICO® Expansion® score service:

A FICO® Score for Universe Expansion

The FICO® Expansion® score is a new credit risk score from Fair Isaac Credit Services, Inc. designed to help lenders extend credit to new consumers in new markets. Because it is based on non-traditional credit data, it can effectively predict risk for the growing number of U.S. consumers that fail to receive a traditional FICO® score due to non-existent or “thin” credit histories.

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Note: This service is available to lenders only. The FICO® Expansion® score is not currently available for direct purchase by consumers.





myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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