Credit for those new to the US

Even those with an impeccable credit standing in their home country may have to rebuild their credit from scratch when moving to the US. Few countries allow credit histories to be transferred – where does this leave those moving to the US?

New to FICO Scores?

• What's in your FICO score
• What's Not in your FICO score
• What's in your credit report

Managing Your Credit?

• Improving Your Score
• Fixing Errors on Your Report
• Credit Inquiries

Making Major Purchases?

• Make sure you're ready for a loan
• Know the scores lenders use
• Can I even get a mortgage now?

Credit Basics More...

• What's in your FICO score
• Credit score facts & fallacies
• Improving your score
• Know your rights
• Average credit statistics
• Understanding credit reports and scores 789kb
  This booklet helps you understand credit reports and the factors considered in FICO scoring.

FICO Forums More...

• How many credit cards is considered optimal?
  Just wondering if the number of CC accounts matters to the FICO formula...
• Credit Scoring 101
  A list of useful credit topics from the basics and beyond.
• Doesn't paying off collections help my score?
  All my negatives are in collections and I have offered PFD on them. If they get deleted wont that raise my score?

Credit Q&A More...

• Tighter Lending Practices
  Dear myFICO, 6 months ago I went to a local car dealer to buy a new car. I qualified for a good loan through the dealer but decided to wait...
• How do FICO scores consider student loan shopping?
• How do I get my free credit report and score from each bureau?
• How can I increase my FICO score?

Calculators More...

• How much can I borrow?
• How much will my loan payments be?
• Which lender has the better loan?
• Should I consolidate my credit cards?
• Am I better off renting?
• Am I better off refinancing?

Videos More...

• Credit score myths
  Duration: 5:58
  Andy Jolls of VideoCreditScore debunks the top 5 credit myths.
• Credit in today's climate
  Duration: 38 minutes
  FICO scoring expert Ethan Dornhelm sheds light on the FICO scoring formula and explains many of the misconceptions around FICO scores.

Credit NewswireMore...

• Do You Know Your 'FICO' Score?
  CBS Evening News | Apr. 3, 2008
• Will Congress Help Your Credit Score?
  The Street.com | Jul. 10, 2008
• Not all credit scores are created equal
  MarketWatch | Apr. 13, 2008
• New credit scores cut benefits for authorized users
  Dallas Morning News | Jan. 7, 2008