More than a credit score. The Score That Matters®

It’s the industry standard

The FICO® Score is the standard credit score in the US, used in more than 90% of lending decisions.

It’s your true credit picture

The FICO Score is used to determine how much money you can borrow, and how much interest you’ll pay.

It can save you thousands of dollars

A strong FICO Score can give you access to the best interest rates, loans, rebates, and premium credit cards.

Check your FICO Score with Score Watch®

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Get your credit score with Score Watch

Looking for your credit score? The FICO® Score is used in
more than 90% of lending decisions!

Why the FICO Score?

It's the original credit score; FICO has been the leader in credit scoring since 1958.

Your FICO Score is the one most lenders look to when deciding your credit worthiness and interest rates.

A credit score may not be your FICO Score. Make sure the score you’re looking at is your FICO Score.

Your credit report is an in-depth look at your credit history from one of the three credit bureaus.

Checking your FICO Score yourself will never hurt your score.

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Most common credit mistakes

All credit scores are the same.

Not all credit scores are created equal. Although many new score calculations have come out, the FICO® Score remains the most established and well-respected among lenders. myFICO provides the FICO Score, which gives you the most accurate picture of how lenders view you.


All I need is a credit report.

A credit report is not the same as your FICO Score, which is what lenders will consider. Your credit report does not contain your official FICO Score.

* Only $4.95 for the first month, then $14.95 per month.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
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