How credit report mistakes are made

When a credit report contains errors, it is often because the report is incomplete, or contains information about someone else. This typically happens because:

  • The person applied for credit under different names (Robert Jones, Bob Jones, etc.).
  • Someone made a clerical error in reading or entering name or address information from a hand-written application.
  • The person gave an inaccurate Social Security number, or the number was misread by the lender.
  • Loan or credit card payments were inadvertently applied to the wrong account.

Want to dispute mistakes on your credit report? We can help you write a free letter in minutes.

Was this article helpful? Give us feedback

FICO® Score

The Score That Matters®

The FICO Score is the standard credit score in the US, used in more than 90% of lending decisions. Learn more

Credit Cards Center
   


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+