How credit report mistakes are made
When a credit report contains errors, it is often because the report is
incomplete, or contains information about someone else. This typically happens
- The person applied for credit under different names
(Robert Jones, Bob Jones, etc.).
- Someone made a clerical error in reading or entering
name or address information from a hand-written application.
- The person gave an inaccurate Social Security number,
or the number was misread by the lender.
- Loan or credit card payments were inadvertently applied to the wrong
Want to dispute mistakes on your credit report? We can help you write a free letter in minutes.
The Score That Matters®
The FICO Score is the standard credit score in the US, used in more than 90% of lending decisions.