Credit Report Q&A

If lenders are going to be changing their lending requirements, how can I know if I qualify for affordable financing?

The surest way to get the most up-to-date and accurate information is to contact a number of lenders for their FICO® score requirements before shopping for credit. It's also a good idea to obtain your current FICO score so you'll know exactly where you stand in the eyes of these potential lenders.

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FICO® Score

The Score That Matters®

The FICO Score is the standard credit score in the US, used in more than 90% of lending decisions. Learn more

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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO Score - The Score that matters
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