Your FICO® score is pivotal

  • The factor used to determine your mortgage rates, car loans and credit card terms.
  • 90% of the largest banks use your FICO score for credit decisions.
  • A 100 point difference in your FICO score could mean over $40,000 extra in interest payments over the life of a 30 year mortgage on a $300,000 home loan.

Online access: $15.95

The score that lenders use

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