Struggling to pay down debt? A debt management plan may be right for you.

A Debt Management Plan (DMP) is a confidential program individually designed to provide you with a unique solution for your financial situation.

Our business partner, Money Management International (MMI), can assess your financial situation, assist in creating a spending/budget plan, and negotiate the terms of your debts with your creditors.

By negotiating terms such as interest rates and late fees, MMI can often provide you with more affordable payments and a shorter payoff period. MMI will consolidate all of your unsecured debts into one convenient monthly deposit that will be disbursed directly to your creditors.

Money Management International, and its family of agencies, has over 46 years experience in the non-profit credit counseling industry. They have helped tens of thousands of individuals and families get out of debt and regain financial stability.

Who Uses DMP's and Why?

There are many different reasons people may be in need of a DMP, for example, you are:

  • Struggling to make minimum monthly payments
  • Overwhelmed by medical bills
  • Dealing with changes to your financial situation related to divorce
  • Receiving debt collector calls
  • A senior citizen on a fixed income
  • And more

What Are The Possible Benefits to You?

Save Money with Lower Payments
MMI works with your creditors to lower monthly payments and reduce interest charges. In some cases, they are also able to re-age your account. This action may stop late fees from accruing to your account.

One Convenient Monthly Deposit
The program will combine all your creditor obligations into one monthly deposit. Once your deposit has arrived at the MMI office, it is then disbursed to your creditors individually.

Automatic Deposit Service
By using the MMI automatic payment service, DepositDirect, MMI can deduct your monthly deposit from your checking or savings account. This service will ensure your payments are disbursed on time – every time.

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How Do I Get Started?

MMI counselors are available 24 hours a day, 7 days a week to help answer your questions and get you started with tackling your debt.

Call 1-866-292-4696 for debt management counseling today

Who is MMI?

Management International (MMI) and its family of Consumer Credit Counseling Service (CCCS) agencies make up the largest nonprofit, full-service credit counseling agency in the United States.


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