Why is your FICO score so important to your financial health?

From the interest rate and features you are offered on a credit card to your ability to qualify for a mortgage, your FICO® score plays a large part in the bank's decision making process. A good score can have banks competing for your business when you apply for a loan. A bad score may mean that you won't qualify for your auto, mortgage or credit card – or if you do, you may only be offered high rates which will cost you extra money each month.

Knowing your FICO score is the first step toward understanding your credit picture. Score Watch® is a great way to get your current FICO score and credit report and then continually track your score going forward so you'll understand the factors that are impacting your FICO score.

With Score Watch® you get:

Receive Email alerts or text messages when there are changes to your FICO® score and credit report. Getting alerted of changes to your score and report will help keep you on top of your credit.

Both the positive and negative factors of your credit that are influencing your FICO® score. These factors can help you better understand your credit situation.

Notifications when your FICO® score has changed enough to qualify you for a better interest rate on a home loan or auto loan. You can receive an alert when your score hits a target number that you set.

Score Watch
$14.95 per month
3 month minimum required

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Know when your actions affect your credit.

Score Watch
$14.95 per month
3 month minimum required

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See for yourself how much a good FICO® score can save you.

Interest rates accurate as of February 3, 2012.