I know my FICO® score and don't want to ignore it.

Congratulations on taking the first step and learning your score! Now, you'll want to make sure you keep checking your credit reports frequently to ensure they're accurate and that your credit score continues to reflect your current credit standing.

Often people who have never needed to think about their credit find out unexpectedly that their credit isn't looking so good after all – typically due to errors on their credit report. Or, while they understand the importance of making payments on time each month, they may not know that lenders tend to view high credit card balances and new accounts as a sign of increased potential risk.

For these reasons, even if you've been fortunate enough to stay out of financial trouble, it's good to check your credit reports and your FICO® scores on a regular basis.

Know your FICO® score and check your credit reports frequently.

The most worry-free and cost-effective way to monitor your credit is by subscribing to FICO® Quarterly Monitoring – a myFICO product that provides you with an updated TransUnion report and FICO® score every three months at a discount of more than 20% off the regular price of individual reports and FICO scores.

FICO Quarterly Monitoring also tracks changes in your credit report and FICO® score since the last quarterly update, points out the positive and negative factors impacting your score, and helps you correct any credit reporting errors you may find. There's no easier or more economic way to monitor your credit standing!

"It's very rewarding when you go in for a loan and they look at you in disbelief when your score is 786. They look at you in a totally different way when you have good scores." — Debbie, Turnerville, GA Read More

With FICO® Quarterly Monitoring you get:

An email every 3 months reminding you that your updated TransUnion credit report and FICO® score are viewable simply by accessing your myFICO account.

A chart showing your quarterly FICO® score history. This is a great way to see how your credit is changing over time and the trends in your credit history.

The factors that are having the most impact – positively and negatively – to your FICO® score. These factors can help you better understand your credit situation.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

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FICO Score - The Score that matters
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