Understanding the relationship between FICO scores and student loans.

Whether your student loan is your first credit obligation or just one of many items on your credit report, your credit history will help determine what loans you'll qualify for and how much you'll pay for credit in the years to come.

Not only does a FICO score reflect your credit habits, it is also a major factor in determining everything from your ability to rent an apartment to how much you'll pay over many years for a home mortgage.

With FICO® Standard you get:

Your FICO® score from your choice of Equifax or TransUnion. You'll get a full explanation of your FICO score as well as factors causing your score to be what it is. FICO Standard also provides you with a view of how lenders see your specific FICO score when making lending decisions.

Your credit report from your choice of Equifax or TransUnion. Each credit report contains information on your credit accounts, a listing of those companies accessing your credit file and more. We'll also flag any accounts that are hurting your FICO® score.

The FICO® score simulator which analyzes your personal credit information and can help you understand the impact of any of your future actions such as paying off a credit card or opening a new account.

FICO Standard
$15.95 per report

Buy Now

Understand your credit with FICO® Standard

FICO Standard
$15.95 per report

Buy Now