FICO 3-Bureau Credit Monitoring

90% of top lenders use FICO Scores when making lending decisions

Get to know your comprehensive credit picture by instantly viewing your FICO® Scores and credit reports from each of the three major credit bureaus — Experian, TransUnion & Equifax. View and compare your base FICO® Score 8, the FICO Score most widely used by lenders, your prior base FICO® Score version, along with industry-specific FICO® Score versions tailored for auto loans and credit cards. Learn about what impacts your scores and see where you stand with lenders.

Compare 3 FICO® Scores & credit reports now*

$59.85 for all 3 bureaus

*IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score
than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

View your FICO Scores for each bureau's data

View and compare your base FICO® Score 8, the FICO® Score most widely used by lenders, your prior base FICO® Score version, along with industry-specific FICO® Score versions tailored for auto loans and credit cards. Each score comes with the factors most affecting that score. Your TransUnion report includes only your FICO Score 8.

View your credit reports from all three bureaus

Know where you stand with each of the credit bureaus — Experian, TransUnion & Equifax. Lenders could look at any or all three of your reports, so it’s important to review each report carefully looking for errors or signs of identity theft.

Side-by-side comparison

Easily compare your 3 credit reports and FICO® Scores in a side-by-side view to quickly determine how the 3 bureaus may see you differently.

View additional FICO® Score versions

While FICO®Score 8 is the most widely used FICO®Score, some lenders may use other FICO Score versions when evaluating your request for credit. These include versions tailored for car loans or credit cards. Also included is a version previous to FICO Score 8 that is used by some lenders who have yet to switch to FICO Score 8. Now for the first time ever, you can view the additional FICO Score versions most relevant to your lending needs based on Equifax and Experian data!**

** Additional FICO Score versions are currently unavailable for TransUnion data.

FICO Score Analysis

Learn what factors are affecting your
FICO® Scores with a detailed analysis. Get up to five factors and see how your FICO® Score 8 factors compare to the common factors of high scorers.

Use the FICO® Score
Simulator for each
bureau's data

Get access to the FICO® Score Simulator for the FICO® Score 8 based on Equifax, Experian and TransUnion data and simulate financial decisions.

Simulate scenarios like:

  • Paying down a credit card balance
  • Making regular credit card payments
  • Paying bills on time

Plus, join the myFICO community to connect, find support, and get advice from other people who are monitoring their credit and preparing for loans — just like you.

Understand how
to qualify for
low interest rates

Comparing your credit data from each bureau makes it easier to identify meaningful differences that may impact one or more of your FICO® Scores. Our qualifying interest rate estimator shows you how your scores impact loan rates and monthly payments.

Understanding why FICO® Score 3-Report View is
important in managing your financial health

When you apply for a loan, your lender will likely want to know your credit history in order to determine your rates. Your credit history is held at three major credit bureaus,

and your lender could access any or all three of them. Plus, you have FICO Scores based on each of the three bureaus’ data. With FICO Score 3-Report View, you can access

all your FICO® Scores and credit reports from all three bureaus in one easy-to-understand view. It’s the easiest way to understand your comprehensive credit picture.

Compare 3 FICO® Scores & credit reports now
$59.85 for all 3 bureaus
Each FICO® Score 3-Report View is a snapshot of your credit profile that is viewable for 30 days from the date of purchase. All FICO Score 3-Report View products must be activated within 12 months of purchase.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

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