FICO Score 3B Report

Get instant online access to your 3-bureau credit report and 19 most widely used FICO® Scores

  • View 19 FICO® Score versions widely used in mortgage, auto and credit card lending
  • Compare your FICO® Score 8 and 3 credit reports for each credit bureau in 1 side-by-side view
  • Discover the top factors that affected your FICO Scores from all three bureaus
  • Simulate financial decisions to see how they may affect a FICO Score 8 for each bureau
$59.85 for all 3 bureaus
*IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.
What you'll get with FICO® Score 3B Report

FICO® Score 8
for each bureau

View your FICO Score 8—the FICO® Score most widely used by lenders—based on Experian, TransUnion and Equifax data.

16 additional
FICO Score versions

Access 6 FICO Score versions used in auto lending, 7 FICO Score versions used in credit card lending and 3 FICO Score versions often used in mortgage lending.

3-bureau credit
report

Know where you stand with all three bureaus. View and easily compare your Experian, TransUnion and Equifax credit reports.

Side-by-side comparison view

Easily compare your FICO® Score 8 and 3 credit reports for each bureau with a side-by-side view that lets you quickly spot differences.

FICO® Score 8 analysis

See the top factors that affected your FICO Score 8 from each bureau with a detailed analysis. Plus, learn how your score factors compare with the common factors of FICO High Achievers — people with a 780+ FICO® Score 8.

FICO® Score Simulator

Use our FICO Score Simulator to see how financial decisions may affect a FICO® Score 8 for each bureau.

Simulate scenarios like:

  • Paying down credit card balances
  • Forgetting to pay a bill
  • Making regular credit card payments

Qualifying interest rate estimator

We’ll show you how your FICO® Scores can impact loan rates and monthly payments so you can understand what FICO Scores you need to qualify for low interest rates.

FICO® Score 3B Report   |   A more complete look at your credit

When you apply for a loan, your lender will likely want to know your credit history in order to determine your rates. Your credit history is held at three major credit bureaus,

and your lender could access any or all three of them. Plus, you have FICO Scores based on each of the three bureaus' data. With FICO® Score 3B Report, you can access your

FICO® Scores and credit reports from all three bureaus in one easy-to-understand view. It’s the easiest way to understand your comprehensive credit picture.

$59.85 for all 3 bureaus

Each FICO® Score 3B Report is a snapshot of your credit profile that is viewable for 30 days from the date of purchase. All FICO Score 3B Report products must be activated within 12 months of purchase.


myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

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