FICO Standard

FICO Scores are used in more than 90% of top U.S. lending decisions

Get to know your financial profile with FICO® Standard. View a credit report and FICO® Score from the credit bureau of your choosing, and get access to exclusive myFICO credit tools. FICO Standard features FICO Score 8, the FICO Score most widely used by lenders.

$19.95 each

See where you stand with a FICO Score + credit report

Get your FICO® Score from your choice of Experian, TransUnion or Equifax. You’ll get a full credit report and FICO Score based on that report. Plus, each report comes with an interest rate estimator. See how your score range may impact your interest rate on a home or auto loan.

FICO Score analysis

Learn what factors are affecting your FICO® Score with a detailed analysis. Get up to five factors and see how your factors compare to the common factors of high scorers.

Use our tools to come up with a plan

Get access to the FICO® Score Simulator and see how your financial decisions may affect your score.

Simulate scenarios like:

  • Paying down your credit card balance
  • Making regular credit card payments
  • Paying all your bills on time

Understanding FICO® Scores

90% of top U.S. lenders use FICO Scores when making lending decisions — and for good reason. FICO Scores evaluate the information in credit reports with a complex algorithm that’s been perfected over 50 years. FICO Scores look at things like the length of credit history, payment history and the variety of credit history. By viewing one of your FICO Scores and credit reports with FICO Standard, you can start to understand how lenders are evaluating your credit health.

$19.95 each
Each FICO® Standard is a snapshot of your credit profile that is viewable for 30 days from the date of purchase. All FICO Standard products must be activated within 12 months of purchase.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
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