FICO Standard

90% of top lenders use FICO Scores when making lending decisions

Get to know your financial profile with FICO® Standard. View a credit report and FICO® Score from the credit bureau of your choosing, and get access to robust myFICO credit tools. FICO Standard features FICO Score 8, the FICO Score most widely used by lenders, and additional FICO® Score versions, including a prior base FICO® Score version as well as industry-specific auto and bankcard versions.

$19.95 each

*IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score
than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

See where you stand with a FICO Score + credit report

Get your FICO® Score from your choice of Experian, TransUnion or Equifax. You’ll get a full credit report and FICO® Score 8, the FICO® Score most widely used by lenders, based on that report, as well as additional FICO® Score versions, including a prior base FICO® Score version and industry-specific auto and bankcard versions. Plus, each report comes with an interest rate estimator. See how your score range may impact your interest rate on a home or auto loan.

FICO Score analysis

Learn what factors are affecting your FICO® Scores with a detailed analysis. Get up to five factors and see how your FICO® Score 8 factors compare to the common factors of high scorers.

View additional FICO®
Score versions

While FICO® Score 8 is the most widely used FICO® Score, some lenders may use other FICO Score versions when evaluating your request for credit. These include versions tailored for car loans or credit cards. Also included is a version previous to FICO Score 8 that is used by some lenders who have yet to switch to FICO Score 8. Now for the first time ever, you can view the additional FICO Score versions most relevant to your lending needs based on Equifax and Experian data!**

** Additional FICO Score versions are currently unavailable for TransUnion data.

Use our tools to come up with a plan

Get access to the FICO® Score Simulator and simulate financial decisions.

Simulate scenarios like:

  • Paying down credit card balances
  • Making regular credit card payments
  • Paying bills on time

Understanding FICO® Scores

90% of top U.S. lenders use FICO Scores when making lending decisions — and for good reason. FICO Scores evaluate the information in credit reports with a complex algorithm that’s been perfected over many years. FICO Scores look at things like the length of credit history, payment history and the variety of credit history. By viewing your FICO Scores and credit reports with FICO Standard, you can start to understand how lenders are evaluating your credit risk.

$19.95 each
Each FICO® Standard is a snapshot of your credit profile that is viewable for 30 days from the date of purchase. All FICO Standard products must be activated within 12 months of purchase.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
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