Credit At-A-Glance Sample - FICO Standard

FICO® Standard

FICO® Standard lets you choose individual credit scores and reports from TransUnion and Equifax. FICO® Standard may be right for you if:

  • You’ve already purchased one or two credit scores in the last three months.
  • You’re about to rent an apartment, buy a cell phone or make a similar purchase.
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FICO® Report –

February 3, 2012 John Smith FICO® score: 707

FICO Score Simulator Printable Version

Credit At-A-Glance

Now let’s look at your credit report. Your credit report contains the information that a credit bureau keeps on file about you. This is the information used to determine your FICO® score. Three credit bureaus in the United States keep information on you – Equifax, Experian and TransUnion – so you have a total of three credit reports and three FICO® scores.

On the next several pages we’ll look at your credit report from Equifax.

Personal information

Name John Smith
Former Names

None On Record
Date of Birth May 1, 1970
Social Security Number XXX-XX-6798
Current Address
6100 Fifth Avenue
Dayton OH, 45439
Previous Addresses
Past Employers [?] Telecommunication Manager TelCo USA

Credit At-A-Glance

Total past due [?] Credit history [?] Accounts with negative indicators [?]
$0 12 years, 5 months 3
Total balance of
Your revolving accounts [?] $2,230
Your mortgages [?] $100,000
Your installment loans [?] $23,000
Total number of
Accounts [?] 6
Accounts with balances [?] 4
Accounts opened in past year [?] 0
Recent inquiries [?] 11
Collections [?] 0
Public Records [?] 1

Red Flag = Marks an aspect of your credit that is hurting your FICO® score.

Statements [?]

None on file

No Consumer Statement on File