FICO Score Summary Sample - FICO Standard

FICO^® Standard

FICO^® Standard lets you choose individual credit scores and reports from TransUnion, Experian, and Equifax. FICO^® Standard may be right for you if:

You’ve already purchased one or two credit scores in the last three months.
You’re about to rent an apartment, buy a cell phone or make a similar purchase.

NOTE: If you’re buying a car or house, haven’t checked your credit scores yet this year, or are concerned about identity theft, get FICO^® Credit Complete instead of FICO^® Standard

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FICO^® Report –

May 13, 2008 John Smith FICO^® score: 707

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FICO^® Score Summary

Your Equifax FICO^® score: 707

On May 13, 2008

Your Equifax FICO^® score is good

Your score is below the average score of U.S. consumers, though most lenders consider this a good score.

FICO^® Scores range between 300 and 850^®
Higher scores are better scores
The higher your score, the more favorably lenders look upon you as a credit risk

Your Equifax FICO^® score is based on the information in your Equifax credit report. Below are factors in your credit report that are hurting or helping your score:

FICO^® score ingredients	How you rate
Payment history Your history of paying bills on time.	Very Good
Amount of debt Your total amount of outstanding debt.	Good
Length of credit history How long you've had credit.	Good
Amount of new credit Amount of credit you've recently obtained or applied for.	Good