FICO Score Summary Sample - FICO Standard

FICO® Standard

FICO® Standard lets you choose individual credit scores and reports from TransUnion and Equifax. FICO® Standard may be right for you if:

You’ve already purchased one or two credit scores in the last three months.
You’re about to rent an apartment, buy a cell phone or make a similar purchase.

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FICO® Report –

February 8, 2012 John Smith FICO® score: 707

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FICO® Score Summary

Your Equifax FICO® score: 707

On February 8, 2012

Your Equifax FICO® score is good

Your score is near the average score of U.S. consumers, and most lenders consider this a good score.

FICO® Scores range between 300 and 850
Higher scores are better scores
The higher your score, the more favorably lenders look upon you as a credit risk

myFICO provides your FICO® score and credit report as generated and reported by one of the three major credit bureaus. Below are factors in your credit report that are hurting or helping your score:

FICO® score ingredients	How you rate
Payment history Your history of paying bills on time.	Very Good
Amount of debt Your total amount of outstanding debt.	Good
Length of credit history How long you've had credit.	Good
Amount of new credit Amount of credit you've recently obtained or applied for.	Good