FICO Score Summary Sample - FICO® Quarterly Monitoring

FICO® Quarterly Monitoring

FICO® Quarterly Monitoring tracks your TransUnion credit report and more than 400 other data sources for signs of identity theft. Also includes identity theft insurance coverage up to $25,000 and identity theft resolution assistance should you become a victim.

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FICO® Report –

November 20, 2009 John Smith FICO® score: 707

FICO® Score Simulator Printable Version

FICO® Score Summary

Your TransUnion FICO® score: 707

On November 20, 2009

Your TransUnion FICO® score is good

Your score is below the average score of U.S. consumers, though most lenders consider this a good score.

  • FICO® Scores range between 300 and 850®
  • Higher scores are better scores
  • The higher your score, the more favorably lenders look upon you as a credit risk

Your TransUnion FICO® score is based on the information in your TransUnion credit report. Below are factors in your credit report that are hurting or helping your score:

FICO® score ingredients How you rate

Payment history

Your history of paying bills on time.
Very Good

Amount of debt

Your total amount of outstanding debt.
Good

Length of credit history

How long you've had credit.
Good

Amount of new credit

Amount of credit you've recently obtained or applied for.
Good
Fair Credit Reporting Act: Summary of your rights