FICO Score Summary Sample - Score Watch

Score Watch®

Score Watch Monitor your FICO® score and Equifax credit report™ with Score Watch, the only FICO® score monitoring product on the market. Score Watch provides you with daily monitoring of your score and report, notifies you when you qualify for better interest rates, delivers instant alerts when changes are detected in your score and report and shows you key factors affecting your FICO® score and how a lender views you.

Instant Online Access

$8.95/month  
  		$99.95/year 30-day FREE trial, then one annual payment of $99.95
Subscribe Now Subscribe Now

Learn more

FICO® Report –

November 20, 2009 John Smith FICO® score: 707

FICO® Score Simulator Printable Version

FICO® Score Summary

Your Equifax FICO® score: 707

On November 20, 2009

Your Equifax FICO® score is good

Your score is below the average score of U.S. consumers, though most lenders consider this a good score.

  • FICO® Scores range between 300 and 850®
  • Higher scores are better scores
  • The higher your score, the more favorably lenders look upon you as a credit risk

Your Equifax FICO® score is based on the information in your Equifax credit report. Below are factors in your credit report that are hurting or helping your score:

FICO® score ingredients How you rate

Payment history

Your history of paying bills on time.
Very Good

Amount of debt

Your total amount of outstanding debt.
Good

Length of credit history

How long you've had credit.
Good

Amount of new credit

Amount of credit you've recently obtained or applied for.
Good
Fair Credit Reporting Act: Summary of your rights