FICO Score Summary Sample - Score Watch

Score Watch®

Score Watch Monitor your FICO® score and Equifax credit report™ with Score Watch, the only FICO® score monitoring product on the market. Score Watch provides you with daily monitoring of your score and report, notifies you when you qualify for better interest rates, delivers instant alerts when changes are detected in your score and report and shows you key factors affecting your FICO® score and how a lender views you.

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FICO® Report –

April 17, 2014 John Smith FICO® score: 707

FICO® Score Simulator Printable Version

FICO® Score Summary

Your Equifax FICO® score: 707

On April 17, 2014

Your Equifax FICO® score is good

Your score is near the average score of U.S. consumers, and most lenders consider this a good score.

  • FICO® Scores range between 300 and 850
  • Higher scores are better scores
  • The higher your score, the more favorably lenders look upon you as a credit risk

Your FICO® Score considers both positive and negative information in your credit report. The chart below shows the "ingredients" that affected your FICO score. Use this tool to help you understand how your credit behaviors can have a positive or negative impact on your score.

FICO® score ingredients How you rate

Payment history

Your history of paying bills on time.

Very Good

Amount of debt

Your total amount of outstanding debt.

Good

Length of credit history

How long you've had credit.

Good

Amount of new credit

Amount of credit you've recently obtained or applied for.

Good
Fair Credit Reporting Act: Summary of your rights

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO Score - The Score that matters
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