Pay Bills Simulator Results Sample - FICO Standard

FICO® Standard

FICO® Standard lets you choose individual credit scores and reports from TransUnion and Equifax. FICO® Standard may be right for you if:

  • You’ve already purchased one or two credit scores in the last three months.
  • You’re about to rent an apartment, buy a cell phone or make a similar purchase.
Equifax, TransUnion

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Simulator Results

Your current FICO® Score is 707

Your simulated FICO® score would be in the following range:

707 - 727

Pay Your Bills on Time for 1 Month

Paying your bills on time is a substantial factor affecting your FICO® score. Generally speaking, if you have no negative items on your file, your score will remain fairly stable as you continue to pay your bills on time.

If you have some history of late payments, how recent they occurred is important. The more recently they happened, the more impact they will likely have on your score. As they age, their impact on your score will gradually lessen.

This simulation was based on your making payments on all of your bills for the next 1 month.