New Credit Card Simulator Results Sample - FICO Standard

FICO® Standard

FICO® Standard lets you choose individual credit scores and reports from TransUnion and Equifax. FICO® Standard may be right for you if:

  • You’ve already purchased one or two credit scores in the last three months.
  • You’re about to rent an apartment, buy a cell phone or make a similar purchase.
Equifax, TransUnion

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Simulator Results

Your current FICO® Score is 707

Your simulated FICO® score would be in the following range:

697 - 717

Apply For And Receive a New Credit Card

Consumers seeking and obtaining new credit are generally riskier than consumers who are not. The impact on your FICO® score will vary depending on your current credit profile. The score takes into consideration the level of your existing credit history (recently opened files vs. more mature files for example), the amount of recently opened credit you currently have on file and other factors.

This simulation is based on your applying for and receiving a new credit card with a limit of at least $3,000.

Bottom Line: Only apply for credit that you really need. The sudden ramp up of new credit in a short period of time can have a more substantial impact on your score.