Printable Checklist Sample - FICO® Quarterly Monitoring
Inspect your credit report for fraud
with the ID theft checklist.
Checking your report for ID
theft has never been easier. This helpful checklist pulls out key information
on your credit report and shows you common things to watch for. So, take some time
to look over the following information. If something isn’t familiar, speak up
and report it. |
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Report date: 10/17/2003
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Don’t recognize something?
Watch out. Your personal information rarely changes. Someone may have already stolen your ID.
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| Name |
John Smith |
| Former names |
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| Social Security Number |
555-55-5555 |
| Date of birth |
December 12, 1933 |
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Not familiar with an address?
Someone may be using your ID and sending your mail to a different address.
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| Current address |
123 Main St.
Anytown, USA |
| Former addresses |
No former addresses on file |
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Haven’t worked at one of these places?
This could be trouble. Someone might be working under your name.
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| Employers |
| Acme Electricians |
| Cook Brothers Heating and Cooling |
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Didn’t open one of these accounts?
Someone may have stolen your ID and opened accounts in your name. Call the creditor immediately and find out what’s going on. |
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| Date opened |
Account |
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| 6/2003 | Ford Motor Credit Co.
Account number: BFM915XXXX
Auto lease
| More Info |
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Something off with an account?
If you don’t recognize an account or there’s an unusual balance, this could be a red flag for ID theft.
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| Balance |
Account |
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| $23,000 |
Ford Motor Credit Co.
Account number: BFM915XXXX
Date opened: 6/2003
Auto lease
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More Info |
| $325 |
JC Penny/ Monogram Credit
Account number: 11-07777777XXXX
Date opened: 6/1991
Credit card
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More Info |
| $1,905 |
Citicorp
Account number: 427188888888XXXX
Date opened: 7/1999
Revolving
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More Info |
| $100,000 |
Wells Fargo Home Mortgage, Inc.
Account number: 6855555XXXX
Date opened: 11/2002
Real Estate Mortgage |
More Info |
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Didn’t know you had a negative account status?
An ID thief may be on a spending frenzy with your account number. Contact the creditor immediately.
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| Problem |
Account |
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| No problem accounts on file |
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Didn’t apply for credit with one of these companies?
Someone may be trying to open new accounts in your name.
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| Inquiry date |
Creditor name |
| 7/5/2003 |
Main Street Bank |
| 7/5/2003 |
BCC Credit Union |
| 7/4/2003 |
Blake's Ford |
| 5/12/2003 |
Kempler's Dept Store |
| 3/22/2003 |
XKK Cellular Phone Service |
| 11/22/2002 |
Mortgage Lenders USA |
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Didn’t know you had a negative public record?
A person might have used your ID to rack up credit, then filed for bankruptcy or avoided taxes. If you think there has been a mistake, take action now.
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| Public record |
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| No public records on file |
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Surprised a collection agency is after you?
Someone may have run up bills in your name, and when they weren’t paid, you were reported to a collection agency. Contact the creditor right away. |
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| Collection |
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| No debt collections on file |
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