FICO® Quarterly Monitoring^™

“Identity theft is a serious crime. People whose identities have been stolen can spend months or years – and thousands of dollars – cleaning up the mess the thieves have made of their good name and credit record.” – U.S. Federal Trade Commission

How will crooks get their hands on your credit?

Criminals want to get your data so they can use your credit, open new credit or phone accounts, and otherwise run up debt in your name. They use a wide variety of ways to obtain your personal and credit card information. These include:

• Buying data on the black market.
• Stealing your mail (even by going through your trash).
• “Skimming” the data from your credit card through illegal devices at ATMs or retailers.
• Hacking into online transactions.
• Completing a “change of address” form to reroute your mail to them.

This kind of fraud can destroy your FICO score and your borrowing power. FICO® Quarterly Monitoring helps you detect and stop fraud faster.

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