myFICO Credit & Identity Products

myFICO is the exclusive place to monitor 3 FICO® Scores—one for each of the 3 bureaus—and the only single source for identity, credit and FICO Score monitoring.

Compare our robust product offering below or get started now with our classic monitoring service—FICO® Score Watch—where you can monitor your single-bureau credit report and FICO Score.

Our Most Popular Products

myFICO offers a suite of powerful, comprehensive monitoring products, allowing you to monitor both your credit and identity.
Plus myFICO is the first and only place to view and monitor your FICO Scores from each bureau. Choose the product that's right for you.

new
FICO 3-Bureau Credit Monitoring
FICO 3-Bureau
Credit Monitoring

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new
FICO 3-Bureau Credit Monitoring
FICO Identity
Ultimate

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FICO 3-Bureau Credit Monitoring
FICO Score
3-Report View
$59.85 for
all 3 bureaus
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* A 3-month minimum is required. Your subscription then auto-renews monthly at the same monthly price unless you cancel.

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Used by 90% of top lenders

myFICO — the exclusive place to get FICO Scores on all three bureaus' data.

FICO Standard
FICO Standard


$19.95 each
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FICO 3 Report View
FICO Score
3-Report View
$59.85 for
all 3 bureaus
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FICO Score Watch
FICO Score
Watch

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new
FICO 3-Bureau Credit Monitoring
FICO 3-Bureau
Credit Monitoring

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One-time snapshot
Monitoring
FICO® Scores
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
Credit report that each score is based on
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
FICO Score analysis of factors affecting
your score
FICO® Score Simulator
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Qualifying interest rate tracker
Side-by-side credit report comparison
New credit report with FICO Score each additional year
2
1
Discounts on additional FICO Score and
credit report purchases
30% off
30% off
Daily monitoring of your credit reports with alerts when changes are detected
Equifax
Experian
TransUnion
Equifax
Current FICO® Score included with credit report alerts for each bureau
Equifax
Experian
TransUnion
Equifax
Daily tracking of changes to your FICO Scores
Daily tracking of changes to your FICO Scores When we detect a FICO Score change in our daily monitoring of your credit reports, we’ll alert you. Or set up custom thresholds to be alerted when your score hits a number you specify.
Equifax
Experian
TransUnion
Equifax
Customizable alert settings
Equifax
Equifax
Alerts of credit and score changes via email, text or iOS app
Checking your FICO® Score will not lower your score


$19.95 each
 
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$59.85 for
all 3 bureaus
 
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* A 3-month minimum is required. Your subscription then auto-renews monthly at the same monthly price unless you cancel.

† Alerts unavailable for account balance changes in TransUnion credit reports.

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Safeguard against the impact of identity fraud with comprehensive detection, defense and identity restoration

FICO Score Watch
FICO Identity
Basic

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new
new
FICO 3-Bureau Credit Monitoring
FICO Identity
Ultimate

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Identity analysis report
Identity analysis report At sign up, we do a comprehensive scan of information associated with your identity—bank accounts, credit cards and other confidential information. We scan millions of data points in thousands of sources, including credit bureaus, black market websites and chat rooms, and the United States Postal Service. This extensive, one-time report serves as the baseline analysis of your full identity profile, allowing you to review for existing or potential fraud.
$1 million identity theft insurance**
$1 million identity theft insurance** If you do become a victim, rest assured we’ve got you covered. We’ll reimburse your expenses related to restoration including legal fees, lost wages and more—up to $1 million. We’ll even hire lawyers, investigators and case managers on your behalf. Our first priority is making your identity restoration as easy as possible.
24/7 identity restoration
24/7 identity restoration If an identity thief misuses your personal information, we’re here to help. One of our certified resolution specialists will assist you every step of the way until your identity has been restored.
Lost wallet protection***
Lost wallet protection*** If your wallet is lost or stolen, you don’t have to worry. A certified restoration specialist will help you quickly cancel and replace missing items so you can focus on more important things in life.
Alerts of potential threats via email, text
or iOS app
Alerts of potential threats via email, text or iOS app If we discover a potential threat to your identity, we’ll alert you via email, text or iOS app so you can take action fast.
Black market website surveillance
Black market website surveillance We scan thousands of underground networks, chat rooms, forums and black market websites worldwide looking for the exposure and illegal selling of your personally identifiable information—bank accounts, medical ID numbers, credit cards and other confidential data. This sophisticated technology allows you to take action fast to help protect yourself against fraud and further exposure.
Change of address detection
Change of address detection An identity thief could reroute your mail and start collecting your personal information with ease. That’s why we track change-of-address forms submitted in your name.
SSN alias watch
SSN alias watch A thief can use your Social Security number to create an entirely new alias – complete with a new name and address. We scan names and addresses associated with your identity so you can take action fast.
Court records monitoring
Court records monitoring Identity thieves aren’t always after financial gain. They can use your identity to commit crimes and avoid arrest. We scan public records for court judgments and arrests in your name so you can take action fast.
Cash loans scanning
Cash loans scanning In attempt to remain undetected, identity thieves may take out cash loans, like payday loans, that won’t show up on your credit report. We monitor these loans for the fraudulent use of your identity.
FICO® Scores
Experian
TransUnion
Equifax
Credit report that each score is based on
Experian
TransUnion
Equifax
FICO Score analysis of factors affecting
your score
FICO® Score Simulator
Experian
TransUnion
Equifax
Qualifying interest rate tracker
Side-by-side credit report comparison
New credit report with FICO Score each additional year
1
Discounts on additional FICO Score and
credit report purchases
30% off
Daily monitoring of your credit reports with alerts when changes are detected
Experian
TransUnion
Equifax
Current FICO® Score included with credit report alerts for each bureau
Experian
TransUnion
Equifax
Daily tracking of changes to your FICO Scores
Daily tracking of changes to your FICO Scores When we detect a FICO Score change in our daily monitoring of your credit reports, we’ll alert you. Or set up custom thresholds to be alerted when your score hits a number you specify.
Experian
TransUnion
Equifax
Customizable alert settings
Equifax
Alerts of credit report and score changes via email, text or iOS app
Checking your FICO® Score will not lower your score

 
learn more

 
learn more

* A 3-month minimum is required. Your subscription then auto-renews monthly at the same monthly price unless you cancel.

** Not available to citizens of New York. Subject to policy limitations and exclusions.
See summary policy limitations and exclusions.

*** Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. See summary of policy limitations and exclusions.

† Alerts unavailable for account balance changes in TransUnion credit reports.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
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