monthly

Most complete

FICOIdentity
Ultimate
  • Current 3-bureau credit report
    and FICO® Score 8** each year
  • 3-bureau credit monitoring
  • FICO® Score 8 tracking for each bureau
  • Additional FICO® Score versions** commonly used in mortgage, auto and bankcard lending with each credit report
  • Identity theft monitoring
  • 24/7 full-service ID restoration
monthly

Most popular

FICO3-Bureau
Credit Monitoring
  • Current 3-bureau credit report
    and FICO® Score 8** each year
  • 3-bureau credit monitoring
  • FICO® Score 8 tracking for each bureau
  • Additional FICO® Score versions** commonly used in mortgage, auto and bankcard lending with each credit report
one-time

Essential

FICOScore
3-Report View
  • Current 3-bureau credit report
    and FICO® Score 8**
  • Additional FICO® Score versions** commonly used in mortgage, auto and bankcard lending
$59.85 for
all 3 bureaus

IMPORTANT INFORMATION: *Your subscription will automatically renew monthly at the same monthly price until you cancel. You may cancel at any time; however partial month refunds are not available.

**All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

Compare All Products

Used by 90% of top lenders

A strong FICO Score can give you access to the best rates and save you thousands of dollars.

FICO Standard
FICO Standard
$19.95 each
learn more
FICO 3 Report View
FICO
Score 3-Report View
$59.85 for
all 3 bureaus
learn more
FICO Score Watch
FICO
Score Watch
learn more
FICO 3-Bureau Credit Monitoring
FICO
3-Bureau
Credit Monitoring
learn more
FICO 3-Bureau Credit Monitoring
FICO
Identity
Ultimate
learn more
FICO® Score 8
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Initial credit report that each score is based on
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Additional FICO Score versions
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
FICO Score analysis of factors affecting your scores
FICO® Score Simulator featuring FICO Score 8
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Qualifying interest rate tracker
Side-by-side credit report comparison
New credit report with FICO Score 8 each additional year
2
1
1
20% discount on additional FICO Score and credit report purchases
Equifax
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Daily monitoring of your credit reports with alerts when changes are detected
Equifax
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Current FICO® Score 8 included with credit report alerts for each bureau
Equifax
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Daily tracking of changes to your
FICO Score 8
Daily tracking of changes to your FICO Score 8 When we detect a FICO Score change in our daily monitoring of your credit reports, we'll alert you. Or set up custom thresholds for Equifax to be alerted when your score hits a number you specify.
Equifax
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Customizable alert settings
Equifax
Equifax
Equifax
Alerts of credit report and score changes via email or text
Identity analysis report
Identity analysis report At sign up, we do a comprehensive scan of information associated with your identity—bank accounts, credit cards and other confidential information. We scan millions of data points in thousands of sources, including credit bureaus, black market websites and chat rooms, and the United States Postal Service. This extensive, one-time report serves as the baseline analysis of your full identity profile, allowing you to review for existing or potential fraud.
$1 million identity theft insurance**
$1 million identity theft insurance** If you do become a victim, rest assured we've got you covered. We'll reimburse your expenses related to restoration including legal fees, lost wages and more—up to $1 million. We'll even hire lawyers, investigators and case managers on your behalf. Our first priority is making your identity restoration as easy as possible.
24/7 identity restoration
24/7 identity restoration If an identity thief misuses your personal information, we're here to help. One of our certified resolution specialists will assist you every step of the way until your identity has been restored.
Lost wallet protection
Lost wallet protection If your wallet is lost or stolen, you don't have to worry. A certified restoration specialist will help you quickly cancel and replace missing items so you can focus on more important things in life.
Alerts of potential threats via
email or text
Alerts of potential threats via email or text If we discover a potential threat to your identity, we'll alert you via email or text so you can take action fast.
Black market website surveillance
Black market website surveillance We scan thousands of underground networks, chat rooms, forums and black market websites worldwide looking for the exposure and illegal selling of your personally identifiable information—bank accounts, medical ID numbers, credit cards and other confidential data. This sophisticated technology allows you to take action fast to help protect yourself against fraud and further exposure.
Change of address detection
Change of address detection An identity thief could reroute your mail and start collecting your personal information with ease. That's why we track change-of-address forms submitted in your name.
SSN alias watch
SSN alias watch A thief can use your Social Security number to create an entirely new alias – complete with a new name and address. We scan names and addresses associated with your identity so you can take action fast.
Court records monitoring
Court records monitoring Identity thieves aren't always after financial gain. They can use your identity to commit crimes and avoid arrest. We scan public records for court judgments and arrests in your name so you can take action fast.
Cash loans scanning
Cash loans scanning In attempt to remain undetected, identity thieves may take out cash loans, like payday loans, that won't show up on your credit report. We monitor these loans for the fraudulent use of your identity.
Checking your FICO® Score will not lower your score
$19.95 each
 
learn more
$59.85 for
all 3 bureaus
 
learn more
 
learn more
 
learn more
 
learn more

IMPORTANT INFORMATION:

* Your subscription will automatically renew monthly at the same monthly price unless you cancel. You may cancel at any time; however partial month refunds are not available.

** Not available to citizens of New York. Subject to policy limitations and exclusions. See summary policy limitations and exclusions.

Alerts for account balance changes have varying triggers for each bureau. » Learn more.

Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. See summary of policy limitations and exclusions.

All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.


myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+