Score Watch Benefits:
- Monitors your credit report at Equifax on a daily basis and your FICO® score on a weekly basis
- Notifies you when you reach your target score or when you might qualify for a better interest rate
- Alerts you when unexpected changes to your credit report cause your FICO® score to drop
- Provides two Equifax Score Power reports each year
Score Watch Features:
Monitor your FICO® score
See your new FICO® score every time you get an alert of a change on your credit report.
Find out when your FICO® score changes enough to impact the interest rate you would likely
receive on a home mortgage, auto loan or home equity loan.
Timely credit alerts
Receive alerts via email or wireless text message when Score Watch detects important
changes to your FICO® score or Equifax credit report.
Receive two Equifax Score Power reports
Receive two Score Power reports when you subscribe – one at enrollment and
one to be used at any time during your subscription. In addition, you will receive two
additional Score Power reports each year of your Score Watch subscription. Score Power
reports include your complete Equifax Credit Report, FICO® score, FICO® score simulator
and factors hurting or helping your score. Also, receive additional Score Power
reports at a 30% discount while you are subscribed to Score Watch.
Details:
Credit Monitoring
- See your up-to-date FICO® score every time you receive an alert of a change to your Equifax credit report
- Get an alert when your FICO® score changes enough to qualify you for a better mortgage, auto, or home equity loan rate.
- Set a target FICO® score and receive an alert when you reach it.
- Your Equifax credit report is monitored daily for:
- Newly opened accounts
- Inquiries from applications for new credit
- Increases in account balances
- Changes in account status, such as a missed payment
- New activity on accounts that were inactive
- Newly listed public records, such as bankruptcies, court judgments, and tax liens
- Newly listed collection company records
- Changes to public records and collection company records
- Changes to the name listed on your credit report
- New addresses or phone numbers
Alerting and Reporting
- Email alerts sent out upon detection of certain changes to your credit report or FICO® score.
- Alerts can be sent as text messages to a cell phone or wireless device.
- Two Score Power reports included with your subscription, one when you enroll in Score Watch and one to be used at any time during your subscription.
- Two additional Score Power reports each year while you’re subscribed to Score Watch.
- Each Score Power report includes:
- Your current FICO® score
- A full explanation of the reasons hurting or helping your score
- Your complete Equifax credit report
- The FICO® score simulator, which shows you what can happen to your credit score if you
pay down balances, miss payments, or transfer balances to a new credit card
- Receive additional Score Power reports at a 30% discount while you are subscribed to Score Watch.
Payment
- Monthly – great value for $14.95 per month (3 month minimum required)
- Annually – save by making one annual payment of $149.95.
Note: Score Watch is not available for TransUnion. 30% off discount cannot be used to get FICO® scores and credit reports from TransUnion.
Equifax Credit Report™ is a trademark of Equifax, Inc. and its affiliated companies
*You may cancel your free 10-day trial subscription of Score Watch at anytime within the 10-day trial period without charge. If you don't cancel prior to the end of 10-day trial period, you'll be billed at $14.95 for each month that you continue your subscription. The minimum subscription period is three months.
