Your FICO Score, from FICO

90% of top lenders use FICO Scores — do you know yours?
Choose your plan.

Basic

  • 1-bureau (Experian) coverage
  • Updates available every month
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringImportant information 2
  • $1 million identity theft insuranceImportant information 3
  • 24x7 identity restoration
  • Not included: Identity monitoring
$19.95 per monthImportant information 1
Start basic membership See how it works

Advanced

  • Complete 3-bureau coverage
  • Updates available every 3 months
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringImportant information 2
  • $1 million identity theft insuranceImportant information 3
  • 24x7 identity restoration
  • Identity monitoring
$29.95 per monthImportant information 1
Start advanced membership See how it works

Premier

  • Complete 3-bureau coverage
  • Updates available every month
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringImportant information 2
  • $1 million identity theft insuranceImportant information 3
  • 24x7 identity restoration
  • Identity monitoring
$39.95 per monthImportant information 1
Start premier membership See how it works

IMPORTANT INFORMATION

Who we are

myFICO is the official consumer division of FICO, the company that invented the FICO credit score. FICO Scores are the most widely used credit scores, and have been an industry standard for more than 25 years.

Benefits

Illustration of a person looking at their Fico Scores from TransUnion, Experian and Equifax on tablet computer

Your all-in-one solution

Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side. Understanding your credit has never been easier!

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Prepare for your credit goals

Get the right score for your credit goal, including your FICO Scores used for mortgages, auto loans, and credit cards.

Illustration of a woman smiling as she hears 'you are approved!' from a men looking at three different FICO Scores displayed at his desktop computer

Get the score lenders use

Get your FICO Score—90% of top lenders use FICO Scores. Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score.

We've got you covered

Will not hurt your score

Checking your credit with FICO will not affect your FICO Scores.

US-based support

We are here with toll-free support if you need us.

Bank-level security

We use 128-bit encryption to protect the transmission of your data to FICO.

See how it works

Learn why FICO