What will it take to pay off my balance?

This calculator calculates your monthly payment necessary to pay off the card balance in the desired period. The calculation assumes no additional monthly credit card charges.

The calculator also calculates your repayment (payoff) period based on actual card use. If you charge more than you pay every month, you will never repay the card balance.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

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