and credit report
90% of top lenders use FICO® Scores when
making lending decisions
For over 25 years FICO® Scores have been a trusted solution for U.S. lenders deciding whether to offer you the best interest rates, loans, rebates & premium credit cards. With myFICO, the consumer division of FICO, get instant online access to your FICO® Scores and credit report.
Become a FICO® Essentials 1B subscriber today and gain access to the following exclusive benefits:
Activate FICO® Essentials 1B*
- Monitoring of your Equifax credit report and tracking of your FICO® Score 8 on a historical tracking graph†
- Monthly access to a new Equifax credit report & 6 FICO® Scores commonly used in mortgage, auto and credit card lending
- Get identity theft victim assistance from a certified resolution specialist
- Patented FICO® Score Simulator featuring FICO® Score 8
Checking your FICO® Score will not lower your score.
"I was just curious about my credit reports, and ordered them from myFICO. To my surprise, one showed that the state of California incorrectly had me in collections for unpaid taxes."
- Edward - Moab, UT
*Your subscription will automatically renew monthly at $19.95 unless you cancel. You may cancel at any time; however partial month refunds are not available.
All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.
† Not all credit report data is monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.