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Why is your FICO score so important?

  • 90% of the largest banks use your FICO score to make credit decisions about you.
  • Your FICO score is a key factor used to determine the mortgage rate, auto loan rate or credit card terms you are offered.
  • A 100 point difference in your FICO score could equate to over $25,000 extra in interest payments over the full term of a 30 year fixed mortgage on a $300,000 home loan.
Learn specific details about your FICO score and credit report as well as flag items that are hurting your score.
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FREE insider guide explaining how FICO scores work