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Score is a number that's formulated based on your credit history, and helps lenders evaluate your credit risk.
90% of the largest banks use your FICO® Score for credit decisions.
A 100-point difference in your FICO® Score could mean over $40,000 extra in interest payments over the life of a 30-year mortgage on a $300,000 home loan.
FICO® Score Watch Benefits
Monitors your credit report at Equifax on a daily basis and your FICO® score on a weekly basis
Notifies you when you reach your target score or when you might qualify for a better interest rate
Alerts you when unexpected changes to your credit report cause your FICO® score to drop
Provides two Equifax Score Power reports each year
"Take charge of your own credit. I've been in chapter 7, not nice. I'm at 750+ on all scores now. I use myFICO..."
—Rick, Santa Rosa, CA
*IMPORTANT INFORMATION: When you order your free FICO® Score here, you will begin your 10-day trial membership in Score Watch®. If you don't cancel your membership within the 10-day trial period, you will be billed $14.95 for each month that you continue your membership. A three month minimum subscription applies. You may cancel your trial membership anytime within the trial period without charge.