Loan Savings Calculator

A Higher FICO® Score Saves You Money

The Loan Savings Calculator shows how FICO® scores impact the interest you pay on a loan. Select your loan type and state, enter the appropriate loan details and choose your current FICO® score range. You can see that working to get your score in the higher ranges can mean a big savings!

Loan Savings Calculator Interest Rates as of 5/18/2012 30-Year Fixed 15-Year Fixed 1/1 ARM 3/1 ARM 5/1 ARM 7/1 ARM 30-Year Jumbo Fixed 15-Year Jumbo Fixed 1/1 Jumbo ARM 3/1 Jumbo ARM 5/1 Jumbo ARM 7/1 Jumbo ARM 36-month new auto 48-month new auto 60-month new auto 48-month used auto A 30-year loan in which the interest rate does not change during the entire term of the loan. National Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming  760-850  3.471 %  700-759  3.693 %  680-699  3.87 %  660-679  4.084 %  640-659  4.514 %  620-639  5.06 % $ (2) This is an adjustable rate loan so monthly payments and interest paid will change. --select-- 760-850 700-759 680-699 660-679 640-659 620-639

The rates shown are averages based on thousands of financial lenders, conducted daily by Informa Research Services, Inc. The 30-year fixed home mortgage APRs are estimated based on the following assumptions. FICO scores between 620 and 850 (500 and 619) assume a Loan Amount of $150,000, 1.0 (0.0) Points, a Single Family - Owner Occupied Property Type and an 80% (60-80%) Loan-to-Value Ratio.

APR Source: © 2006, Informa Research Services, Inc., 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and Informa Research Services cannot guarantee the accuracy of such information.