FICO Score Summary Sample - FICO Standard

FICO® Standard

FICO® Standard lets you choose individual credit scores and reports from TransUnion and Equifax. FICO® Standard may be right for you if:

  • You’ve already purchased one or two credit scores in the last three months.
  • You’re about to rent an apartment, buy a cell phone or make a similar purchase.
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FICO® Report –

March 14, 2010 John Smith FICO® score: 707

FICO® Score Simulator Printable Version

FICO® Score Summary

Your Equifax FICO® score: 707

On March 14, 2010

Your Equifax FICO® score is good

Your score is below the average score of U.S. consumers, though most lenders consider this a good score.

  • FICO® Scores range between 300 and 850
  • Higher scores are better scores
  • The higher your score, the more favorably lenders look upon you as a credit risk

Your Equifax FICO® score is based on the information in your Equifax credit report. Below are factors in your credit report that are hurting or helping your score:

FICO® score ingredients How you rate

Payment history

Your history of paying bills on time.
Very Good

Amount of debt

Your total amount of outstanding debt.
Good

Length of credit history

How long you've had credit.
Good

Amount of new credit

Amount of credit you've recently obtained or applied for.
Good
Fair Credit Reporting Act: Summary of your rights