FICO.com

Operated by myFICO.com®, a division of Fair Isaac Corporation

With Score Watch®, you could be celebrating soon!

FREE FICO® Credit Score and Credit Report

Already a subscriber? Log in

Certified FICO® Score seal

Your Score Watch Free Trial provides you with:

  • Easy to use Tools – Get instant online access today!
  • The power to save you big money – Notifies you when you may qualify for a lower monthly payment which means more money in your pocket.
  • Your best course of action – Find out what's helping or hurting your score and what you should be doing about it.
  • Vital details about your credit health – Alerts you to unexpected changes to your FICO® score and Equifax Credit Report™.

Try Score Watch Risk Free!

30-Day FREE Trial

Key Features

For a $216,000 30-year, fixed rate mortgage:
FICO® score Interest rate Monthly payment
national interest rates, updated daily
760 - 850 4.52% $1,097
700 - 759 4.74% $1,126
680 - 699 4.92% $1,149
660 - 679 5.14% $1,177
640 - 659 5.57% $1,235
620 - 639 6.11% $1,310

Example of a FICO® score displayed in Score Watch

Watch your FICO® score

See your new FICO® score every time you get an alert of a change on your credit report. Find out when your FICO® score changes enough to qualify you for better interest rates on a home mortgage, auto loan, or home equity loan.

Example of a Score Watch alert displayed on a mobile phone

Get timely alerts

Score Watch detects important changes to your FICO® score or Equifax Credit Report™ and sends you an e-mail or wireless text message.

Example of the information contained in an Equifax credit profile

Get a complete FICO® score report anytime

Score Watch includes two free FICO® scores and two free Equifax Credit Reports™ and all other reports and scores are just $10.95 while you are subscribed. Each report includes your FICO® score, the FICO® Score Simulator, reasons hurting or helping your score and your complete Equifax Credit Report.

Don’t get caught off guard when you apply for a:

Home loan, auto loan, credit card or cell phone

Try Score Watch Free!

30-Day FREE Trial

*100% Risk-Free 30-Day FREE Trial. A week before your 30-day trial expires, we will contact you by email to notify you of the upcoming conversion of your trial to an annual subscription. If you do not cancel prior to the end of the 30-day trial, you will be billed at the annual subscription rate of $99.95 when the 30-day trial expires.

Copyright © 2001-2009 Fair Isaac Corporation. All rights reserved. FICO® is a registered trademark of Fair Isaac Corporation. Equifax credit report™ is a trademark of Equifax, Inc. and its affiliated companies. Score Watch® is a registered trademark of Equifax, Inc. and its affiliated companies. Score Watch is not available for TransUnion.

$10.95 discount cannot be used to get FICO® scores and credit reports from TransUnion.