Get Prepared for a Home Refinance Loan

Know what you are getting into before beginning the refinance process. There are a few simple things you should do to be sure you’re completely prepared. Follow these guidelines to avoid pitfalls that can cost you time and money.

1. Make sure the time is right

Do some basic personal accounting to figure out if now is the right time to refinance. Find out your financial state

2. Get the scores that lenders use to evaluate you

Take the time to understand what your FICO® scores are, and more importantly how they influence your loan offers – get your scores scores now. See how a good score saves you money

3. Organize your paperwork

Don’t create unnecessary delays during refinancing because your paperwork isn’t in order. See a list of documents you’ll need


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