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New Feature

How could applying for new credit affect a FICO® Score 8?

Use our new, enhanced FICO® Score Simulator and see for yourself. Here's what’s new:

  • Explore 6 all-new simulations
  • Simulate more than one action at a time
  • View a simulated FICO Score 8 from all 3 bureaus, side-by-side
  • Use the FICO Score Simulator in the myFICO Android app

Log in to try it out. You can find it under the "More" menu.


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Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

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