Starting in the 1960s, Fair Isaac sparked a revolution by pioneering credit risk scoring for the financial services industry. This new approach to lending enabled financial institutions to improve their business performance and expand consumers’ access to credit.

Today Fair Isaac’s FICO® Score is widely recognized as the industry standard for lenders. Learn more »

myFICO is the consumer division of FICO (Fair Isaac Corporation), the company that invented the FICO® credit risk score that lenders use.

myFICO was the first to directly provide consumers with their FICO Scores. Today, myFICO is the only source that can provide a consumer with all 3 of their FICO Scores - powered by Experian, TransUnion or Equifax data. Check your FICO Score now »

 
 
 

2002

Enhances myFICO® service to offer consumers FICO Score Simulator and free interest rate information based on their individual FICO Score

1991

FICO credit bureau risk scores made available at all three major US credit reporting agencies — Equifax, TransUnion, Experian

1970

FICO delivers the first scoring system for a bank credit card

1956

Engineer Bill Fair and mathematician Earl Isaac found FICO on the principle that data, used intelligently, can improve business decisions

2001

Launches myFICO.com, the first online credit score delivery service giving consumers full access to FICO® credit scores

1981

Introduces first FICO credit bureau risk score

1958

FICO builds its first credit scoring system