Your FICO® score is pivotal

  • 90% of the largest banks use your FICO score for credit decisions.
  • Your FICO score is a key factor used to determine the mortgage rate, auto loan rate or credit card terms you are offered.
  • A 100 point difference in your FICO score could mean over $25,000 extra in interest payments over the life of a 30 year mortgage on a $300,000 home loan.

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