The Score That Matters™

The higher your FICO® credit score, the lower your payments!

See for yourself. Interest rates accurate as of July 3, 2009:

• FICO® scores are your credit rating
• They range from 300-850, higher is better
• Most lenders base approval on them
• Higher scores mean lower interest rates
• FICO® scores are calculated based on your rating in five general categories:
  • Payment history - 35%
  • Amounts owed - 30%
  • Length of credit history - 15%
  • New credit - 10%
  • Types of credit used - 10%
• We’re the inventor of the FICO® score
• The median FICO® score in the U.S. is 723

The FICO® score has become the single most important indicator used by lenders to predict whether you will repay [a loan.]”

– New York Times

Learn the score. If you’re in the market for a mortgage, get your FICO® credit score at myfico.com.”

– Newsweek

The best spot I’ve found on the Internet to check my credit is www.myfico.com.”

– Chicago Tribune

Stop guessing about your credit score. Find out. Go to www.myfico.com.”

– Washington Post

It might be the most important number you don’t understand. The FICO® score is the standard calculation used by mortgage lenders.”

– The Wall Street Journal