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Auto Loans

There will be 3 factors that determine how much your monthly auto payments will be; how much you borrow, the interest rate you are offered, and the term of your loan.

The amount you borrow is up to you and the car choice you make. The interest rate is also within your control as long as you are prepared. Most auto lenders will look at your FICO® Score to determine the rate they will offer you.

Best Rates

Rates as low as

36 mo. auto loan

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Buying a New Car

Buying a New Car

When buying a new car, there are three main factors that will determine your monthly payments: how much money you put down (or trade in), how long of a term you decide upon and your credit score. Since the rate that you are offered will likely be based on your FICO Score, you should take some time to consider just how much money your FICO Score will cost you (or save you) each month.

First time car buyer questions

Is this your first time buying a car? Here are some questions you may have during this process. Read more »

The Guide: Buying a Vehicle

This guide explains the knowledge essentials you’ll need when buying a new vehicle. Read more »


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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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