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Mortgage rates as of
February 3, 2012
30-year fixed
15-year fixed
7/1 ARM
3/1 ARM
1/1 ARM
FICO® score
APR
[?]
Monthly payment
*
760-850
3.553%
$1,356
700-759
3.775%
$1,394
680-699
3.952%
$1,424
660-679
4.166%
$1,461
640-659
4.596%
$1,537
620-639
5.142%
$1,637
Location
National Avg.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Loan amount
* Estimated average over the life of the loan. Payments may vary.
Y30FConfCombMtg|Y15FConfCombMtg|Y7ARMMtg|Y3ARMConfCombMtg|Y1ARMMtg|
Y30FConfCombMtg
Source:
Informa Research Services
Mortgage rates as of
February 3, 2012
FICO® score
APR
Monthly payment
*
760-850
3.553%
$1,356
700-759
3.775%
$1,394
680-699
3.952%
$1,424
660-679
4.166%
$1,461
640-659
4.596%
$1,537
620-639
5.142%
$1,637
Loan Type
30-year fixed
15-year fixed
7/1 ARM
3/1 ARM
1/1 ARM
Location
National Avg.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Loan amount
* Estimated average over the life of the loan. Payments may vary.
For scores above 620, the APRs above assume a mortgage with 1.0 points and 80% Loan-to-Value Ratio. For scores below 620, these APRs assume a mortgage with 0 points and 60 to 80% Loan-to-Value Ratio. Assumes mortgage is for a single family, owner-occupied property.
Source:
Informa Research Services
Mortgage education basics:
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