FICO Score 1B Report

Get a detailed look at your FICO® Scores and credit report from the bureau of your choice

  • View additional FICO® Score versions widely used in mortgage, auto and credit card lending — 5–6 per bureau selected
  • Discover the top factors that affected your FICO Scores
  • Simulate financial decisions to see how they may
    affect a FICO® Score 8
$19.95 each
*IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.
What you'll get with FICO® Score 1B Report

FICO® Score 8

View your FICO Score 8—the FICO® Score most widely used by lenders—for the bureau of your choice.

5 – 6 additional
FICO Score versions

Get access to auto-specific versions, credit-card-specific versions and a FICO Score version often used in mortgage lending.

Credit report

Know where you stand with any one of the three bureaus. View your Experian, TransUnion or Equifax credit report.

FICO® Score 8 analysis

See the top factors that affected your FICO Score 8 from your selected bureau with a detailed analysis. Plus, learn how your score factors compare with the common factors of FICO High Achievers — people with a 780+ FICO® Score 8.

FICO® Score Simulator

Use our FICO Score Simulator to see how financial decisions may affect a FICO® Score 8.

Simulate scenarios like:

  • Paying down credit card balances
  • Forgetting to pay a bill
  • Making regular credit card payments

Qualifying interest rate estimator

We’ll show you how your FICO® Scores can impact loan rates and monthly payments so you can understand what FICO Scores you need to qualify for low interest rates.

FICO® Score 1B Report   |   Unique insight into your credit profile

90% of top U.S. lenders use FICO® Scores when making lending decisions — and for good reason. FICO Scores evaluate the information in credit reports with a complex algorithm

that’s been perfected over many years. FICO Scores look at things like your payment history and the length and variety of your credit history. By viewing your FICO Scores

and credit reports with FICO Score 1B Report, you can start to understand how lenders are evaluating your credit risk.

$19.95 each

Each FICO® Score 1B Report is a snapshot of your credit profile that is viewable for 30 days from the date of purchase. All FICO Score 1B Report products must be activated within 12 months of purchase.

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
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