Our Most Popular Products

Used by more than 90% of top lenders, FICO® Scores are an industry standard that can save you thousands. myFICO offers a suite of powerful FICO Score products, allowing you to track your 3-bureau credit picture and identity. Choose the product that's right for you.

new
FICO 3-Bureau Credit Monitoring
FICO 3-Bureau
Credit Monitoring
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new
FICO 3-Bureau Credit Monitoring
FICO Identity
Ultimate
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FICO 3-Bureau Credit Monitoring
FICO Score
3-Report View
$59.85 for
all 3 bureaus
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* A 3-month minimum is required. You may cancel any time after the first 3 months. Your subscription auto-renews monthly at the same monthly price unless you cancel.

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Used by 90% of top lenders

A strong FICO Score can give you access to the best rates and save you thousands of dollars.

FICO Standard
FICO Standard
$19.95 each
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FICO 3 Report View
FICO Score
3-Report View
$59.85 for
all 3 bureaus
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FICO Score Watch
FICO Score
Watch
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new
FICO 3-Bureau Credit Monitoring
FICO 3-Bureau
Credit Monitoring
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One-time snapshot
Monitoring
FICO® Score 8
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
Credit report that each score is based on
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
FICO Score analysis of factors affecting
your score
FICO® Score Simulator
Experian
TransUnion
Equifax
Experian
TransUnion
Equifax
Qualifying interest rate tracker
Side-by-side credit report comparison
New credit report with FICO Score each additional year
2
1
30% discount on additional FICO Score and
credit report purchases
Equifax
Experian
TransUnion
Equifax
Daily monitoring of your credit reports with alerts when changes are detected
Equifax
Experian
TransUnion
Equifax
Current FICO® Score included with credit report alerts for each bureau
Equifax
Experian
TransUnion
Equifax
Daily tracking of changes to your FICO Scores
Daily tracking of changes to your FICO Scores When we detect a FICO Score change in our daily monitoring of your credit reports, we’ll alert you. Or set up custom thresholds for Equifax to be alerted when your score hits a number you specify.
Equifax
Experian
TransUnion
Equifax
Customizable alert settings
Equifax
Equifax
Alerts of credit report and score changes via email or text
Checking your FICO® Score will not lower your score
$19.95 each
 
learn more
$59.85 for
all 3 bureaus
 
learn more
 
learn more
 
learn more

* A 3-month minimum is required. You may cancel any time after the first 3 months. Your subscription auto-renews monthly at the same monthly price unless you cancel.

† Alerts for account balance changes have varying triggers for each bureau. Learn More

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Safeguard against the impact of identity fraud with comprehensive detection, defense and identity restoration

FICO Score Watch
FICO Identity
Basic
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new
new
FICO 3-Bureau Credit Monitoring
FICO Identity
Ultimate
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Identity analysis report
Identity analysis report At sign up, we do a comprehensive scan of information associated with your identity—bank accounts, credit cards and other confidential information. We scan millions of data points in thousands of sources, including credit bureaus, black market websites and chat rooms, and the United States Postal Service. This extensive, one-time report serves as the baseline analysis of your full identity profile, allowing you to review for existing or potential fraud.
$1 million identity theft insurance**
$1 million identity theft insurance** If you do become a victim, rest assured we’ve got you covered. We’ll reimburse your expenses related to restoration including legal fees, lost wages and more—up to $1 million. We’ll even hire lawyers, investigators and case managers on your behalf. Our first priority is making your identity restoration as easy as possible.
24/7 identity restoration
24/7 identity restoration If an identity thief misuses your personal information, we’re here to help. One of our certified resolution specialists will assist you every step of the way until your identity has been restored.
Lost wallet protection***
Lost wallet protection*** If your wallet is lost or stolen, you don’t have to worry. A certified restoration specialist will help you quickly cancel and replace missing items so you can focus on more important things in life.
Alerts of potential threats via email or text
Alerts of potential threats via email or text If we discover a potential threat to your identity, we’ll alert you via email or text so you can take action fast.
Black market website surveillance
Black market website surveillance We scan thousands of underground networks, chat rooms, forums and black market websites worldwide looking for the exposure and illegal selling of your personally identifiable information—bank accounts, medical ID numbers, credit cards and other confidential data. This sophisticated technology allows you to take action fast to help protect yourself against fraud and further exposure.
Change of address detection
Change of address detection An identity thief could reroute your mail and start collecting your personal information with ease. That’s why we track change-of-address forms submitted in your name.
SSN alias watch
SSN alias watch A thief can use your Social Security number to create an entirely new alias – complete with a new name and address. We scan names and addresses associated with your identity so you can take action fast.
Court records monitoring
Court records monitoring Identity thieves aren’t always after financial gain. They can use your identity to commit crimes and avoid arrest. We scan public records for court judgments and arrests in your name so you can take action fast.
Cash loans scanning
Cash loans scanning In attempt to remain undetected, identity thieves may take out cash loans, like payday loans, that won’t show up on your credit report. We monitor these loans for the fraudulent use of your identity.
FICO® Score 8
Experian
TransUnion
Equifax
Credit report that each score is based on
Experian
TransUnion
Equifax
FICO Score analysis of factors affecting
your score
FICO® Score Simulator
Experian
TransUnion
Equifax
Qualifying interest rate tracker
Side-by-side credit report comparison
New credit report with FICO Score each additional year
1
30% discount on additional FICO Score and
credit report purchases
Experian
TransUnion
Equifax
Daily monitoring of your credit reports with alerts when changes are detected
Experian
TransUnion
Equifax
Current FICO® Score included with credit report alerts for each bureau
Experian
TransUnion
Equifax
Daily tracking of changes to your FICO Scores
Daily tracking of changes to your FICO Scores When we detect a FICO Score change in our daily monitoring of your credit reports, we’ll alert you. Or set up custom thresholds for Equifax to be alerted when your score hits a number you specify.
Experian
TransUnion
Equifax
Customizable alert settings
Equifax
Alerts of credit report and score changes via email or text
Checking your FICO® Score will not lower your score
 
learn more
 
learn more

* A 3-month minimum is required. You may cancel any time after the first 3 months. Your subscription auto-renews monthly at the same monthly price unless you cancel.

** Not available to citizens of New York. Subject to policy limitations and exclusions.
See summary policy limitations and exclusions.

*** Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. See summary of policy limitations and exclusions.

† Alerts for account balance changes have varying triggers for each bureau. » Learn more.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
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