1-Bureau FICO® Scores &
Credit Monitoring

FICO
Essentials 1B
  • Monthly access to 6 FICO® Score versions widely used in mortgage, auto and credit card lending**
  • Monthly access to a new Equifax credit report
  • Monitoring of your Equifax credit report
  • FICO® Score 8 tracking graph
  • Lost wallet protection
  • 24/7 full-service identity restoration
  • $1 million identity theft insurance§
MOST POPULAR

3-Bureau FICO® Scores, Credit &
Identity Monitoring

FICO
Ultimate 3B
  • Quarterly access to the 19 FICO® Score versions most widely used in mortgage, auto and credit card lending**
  • Quarterly access to a new 3-bureau credit report
  • Monitoring of your credit reports from all 3 bureaus
  • FICO® Score 8 tracking graph for each bureau
  • Identity theft monitoring
  • Lost wallet protection
  • 24/7 full-service identity restoration
  • $1 million identity theft insurance§

3-Bureau Credit Report &
FICO® Scores

FICOScore
3B Report
  • Instant access to the 19 FICO® Score versions most widely used in mortgage, auto and credit card lending**
  • Current 3-bureau credit report
$59.85 for
all 3 bureaus

IMPORTANT INFORMATION:

* Your subscription will automatically renew monthly at the same monthly price unless you cancel. You may cancel at any time; however partial month refunds are not available.

** All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

Not all credit report data is monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.

Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. See summary of policy limitations and exclusions.

§ Not available to citizens of New York. Subject to policy limitations and exclusions. See summary of policy limitations and exclusions.

Compare All Products

Used by 90% of top lenders

A strong FICO Score can give you access to the best rates and save you thousands of dollars.

FICOScore 1B Report
$19.95 each

learn more
FICO
Score 3B Report
$59.85 for
all 3 bureaus

learn more
FICO
Essentials 1B

learn more
FICO
Ultimate 3B

learn more
FICO® Score 8**
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
Initial credit report that each score is based on
1
per bureau selected
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
Additional FICO Score versions**
5 – 6 per bureau selected
Experian – 6
TransUnion – 5
Equifax – 5
5 based on Equifax data
Experian – 6
TransUnion – 5
Equifax – 5
Access to new credit reports and FICO Scores**
Monthly
6 FICO® Scores
Equifax credit report
Quarterly
19 FICO® Scores
3-bureau credit report
FICO Score analysis of factors that affected your scores
FICO® Score Simulator featuring FICO Score 8
selected bureau
Experian
TransUnion
Equifax
Equifax
Experian
TransUnion
Equifax
Interest rate tracker
Side-by-side credit report comparison
20% discount on additional FICO Score and credit report purchases
Equifax
Experian
TransUnion
Equifax
Monitoring of your credit reports with alerts when changes to monitored data are detected
( Learn more )
Equifax
Experian
TransUnion
Equifax
Updated FICO® Score 8 available at time of credit report change alert
Equifax
Experian
TransUnion
Equifax
Track your FICO® Score 8 updates on historical tracking graph
Equifax
Experian
TransUnion
Equifax
Customizable alert settings
Equifax
Equifax
Alerts delivered via email or text†
Identity analysis report
Identity analysis report At sign up, we do a comprehensive scan of information associated with your identity—bank accounts, credit cards and other confidential information. We scan millions of data points in thousands of sources, including credit bureaus, black market websites and chat rooms, and the United States Postal Service. This extensive, one-time report serves as the baseline analysis of your full identity profile, allowing you to review for existing or potential fraud.
$1 million identity theft insurance§
$1 million identity theft insurance§ If you do become a victim, rest assured we've got you covered. We'll reimburse your expenses related to restoration including legal fees, lost wages and more—up to $1 million. We'll even hire lawyers, investigators and case managers on your behalf. Our first priority is making your identity restoration as easy as possible.
24/7 identity restoration
24/7 identity restoration If an identity thief misuses your personal information, we're here to help. One of our certified resolution specialists will assist you every step of the way until your identity has been restored.
Lost wallet protection
Lost wallet protection If your wallet is lost or stolen, you don't have to worry. A certified restoration specialist will help you quickly cancel and replace missing items so you can focus on more important things in life.
Alerts of potential threats via
email or text
Alerts of potential threats via email or text If we discover a potential threat to your identity, we'll alert you via email or text so you can take action fast.
Black market website surveillance
Black market website surveillance We scan thousands of underground networks, chat rooms, forums and black market websites worldwide looking for the exposure and illegal selling of your personally identifiable information—bank accounts, medical ID numbers, credit cards and other confidential data. This sophisticated technology alerts you so you can take action fast to help protect yourself against further exposure.
SSN alias watch
SSN alias watch A thief can use your Social Security number to create an entirely new alias – complete with a new name and address. We scan names and addresses associated with your identity so you can take action fast.
Checking your FICO® Score will not lower your score
$19.95 each

learn more
$59.85 for
all 3 bureaus

learn more

learn more

learn more

IMPORTANT INFORMATION:

* Your subscription will automatically renew monthly at the same monthly price unless you cancel. You may cancel at any time; however partial month refunds are not available.

** All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.

Not all credit report data is monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.

Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. See summary of policy limitations and exclusions.

§ Not available to citizens of New York. Subject to policy limitations and exclusions. See summary of policy limitations and exclusions.


myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
CONNECT WITH US Social Media Facebook Twitter Google+