July Feature:

Whether your considering bankruptcy, about to file for bankruptcy, or rebuilding your credit after bankruptcy, here's what you need to know about your credit.
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New to FICO Scores?

• What's in your FICO score
• What's Not in your FICO score
• What's in your credit report

Managing Your Credit?

• Improving Your Score
• Fixing Errors on Your Report
• Credit Inquiries

Making Major Purchases?

• Make sure you're ready for a loan
• Know the scores lenders use
• Can I even get a mortgage now?

Credit Basics More...

• What's in your FICO score
• Credit score facts & fallacies
• Improving your score
• Know your rights
• Average credit statistics
• Understanding credit reports and scores 756kb
  This booklet helps you understand credit reports and the factors considered in FICO scoring.

FICO Forums More...

• How many credit cards is considered optimal?
  Just wondering if the number of CC accounts matters to the FICO formula...
• Credit Scoring 101
  A list of useful credit topics from the basics and beyond.
• Doesn't paying off collections help my score?
  All my negatives are in collections and I have offered PFD on them. If they get deleted wont that raise my score?

Credit Q&A More...

• Considering Bankruptcy
  Dear myFICO, I've always been mindful of my credit. Unfortunately, I've been out of work for 7 months and I can't afford to pay most of my monthly bills...
• How do I get my free credit report and score from each bureau?
• How can I increase my FICO score?
• How long will negative info remain on my report?

Calculators More...

• How much can I borrow?
• How much will my loan payments be?
• Which lender has the better loan?
• Should I consolidate my credit cards?
• Am I better off renting?
• Am I better off refinancing?

Videos More...

• Credit in today's climate
  Duration: 38 minutes
  FICO scoring expert Ethan Dornhelm sheds light on the FICO scoring formula and explains many of the misconceptions around FICO scores.
• Signs of looming credit problems
  Duration: 44 minutes
  Identify ways to use your FICO score as an early indicator of potential credit problems.

Credit NewswireMore...

• Do You Know Your 'FICO' Score?
  CBS Evening News | Apr. 3, 2008
• Not all credit scores are created equal
  MarketWatch | Apr. 13, 2008
• New credit scores cut benefits for authorized users
  Dallas Morning News | Jan. 7, 2008
• Better know about the new FICO
  American Public Media | Dec. 21, 2007