Credit bureau investigation – what if I disagree?

An investigation may not resolve your dispute with the credit bureau. If that's the case, ask the credit bureau to include your statement of the dispute in your file and in future reports. If requested, the credit bureau also will provide your statement to anyone who received a copy of the old report in the recent past. There usually is a fee for this service.

If you tell the information provider that you dispute an item, a notice of your dispute must be included anytime the information provider reports the item to a credit bureau.

If the investigation does not produce the results you need and inaccurate information in your credit report is causing you harm, you may consider hiring a lawyer you help to resolve your dispute as a last resort.

Was this article helpful? Give us feedback

FICO® Score

The Score That Matters®

The FICO Score is the standard credit score in the US, used in more than 90% of lending decisions. Learn more

Offers from our partners

Credit Cards Center
   


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+