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Mortgages

Whether you're a first time homebuyer or looking to refinance your existing home, there are many factors that determine what mortgage is the best one for you. Your FICO® Score has a very big influence on the interest rate that you qualify for, and the resulting monthly payments. Other factors that affect your monthly payments are the type of loan and how much your down payment will be.

Choose the mortgage with the terms that meets your needs, and that you can afford.

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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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