Your FICO Score, from FICO
90% of top lenders use FICO® Scores—do you know yours?
Choose your plan.
Basic
- 1-bureau (Experian) coverage
- Updates every month
- FICO Scores
- Scores for mortgages, auto loans & more
- Credit reports
- Score and credit monitoringFootnote 2
- $1 million identity theft insuranceFootnote 3
- 24x7 identity restoration
- Identity monitoring
See how it works
Automatically renews at $19.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information below1.
Advanced
- Complete 3-bureau coverage
- Updates every 3 months
- FICO Scores
- Scores for mortgages, auto loans & more
- Credit reports
- Score and credit monitoringFootnote 2
- $1 million identity theft insuranceFootnote 3
- 24x7 identity restoration
- Identity monitoring
See how it works
Automatically renews at $29.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information below1.
Premier
- Complete 3-bureau coverage
- Updates every month
- FICO Scores
- Scores for mortgages, auto loans & more
- Credit reports
- Score and credit monitoringFootnote 2
- $1 million identity theft insuranceFootnote 3
- 24x7 identity restoration
- Identity monitoring
See how it works
Automatically renews at $39.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information below1.
1. Your subscription automatically renews monthly at $19.95 for Basic, $29.95 for Advanced, or $39.95 for Premier, unless you cancel. You may cancel at any time; however, refunds are not available. All subscriptions include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more
3. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the . Summary of Benefits
Who we are
myFICO is the official consumer division of FICO, the company that invented the FICO credit score. FICO® Scores are the most widely used credit scores, and have been an industry standard for more than 25 years.
Benefits
Your all-in-one solution
Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side. Understanding your credit has never been easier!
Prepare for your credit goals
Get the right score for your credit goal, including your FICO Scores used for mortgages, auto loans, and credit cards.
Get the score lenders use
Get your FICO Score—90% of top lenders use FICO Scores. Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score.
We’ve got you covered
Will not hurt your score
Checking your credit with FICO will not affect your FICO Scores.
US-based support
We are here with toll-free support if you need us.
Bank-level security
We use 128-bit encryption to protect the transmission of your data to FICO.
What people say about us
Rated 4.8 out of 5 stars by our customers
(Based on 22.7K22,700 reviews on the App Store)