Choose a plan

Choose a plan

Subscription Plans

One-time Reports

Basic

  • 1-bureau (Experian) coverage
  • Updates every month
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringFootnote 2
  • $1 million identity theft insuranceFootnote 3
  • 24x7 identity restoration
  • Identity monitoring
Start basic membership
See how it works

Advanced

  • Complete 3-bureau coverage
  • Updates every 3 months
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringFootnote 2
  • $1 million identity theft insuranceFootnote 3
  • 24x7 identity restoration
  • Identity monitoring
Start advanced membership
See how it works

Premier

  • Complete 3-bureau coverage
  • Updates every month
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringFootnote 2
  • $1 million identity theft insuranceFootnote 3
  • 24x7 identity restoration
  • Identity monitoring
Start premier membership
See how it works

All plans include

FICO Scores

  • FICO Score
  • Scores for Mortgages
  • Scores for Auto Loans
  • Scores for Credit Cards

Credit Reports

  • Updated FICO Scores
  • Credit Reports

FICO Score Monitoring

  • Score Monitoring
  • Score History Graph

Credit Monitoring

  • Credit Monitoring
  • Alerts

Identity Restoration

  • One million dollar Identity Theft Insurance
  • 24 hours a day, seven days a week Identity Restoration
  • Lost Wallet Protection

Tools & Analysis

  • FICO Score Simulator
  • How Lenders View You
  • Interest Rates
  • Score Analysis

Education & Community

  • Credit Education
  • Credit Community
  • US-based Customer Support

Questions? We can help

Will this hurt my credit?

No, when you check your own credit it does not hurt your credit score.

Who is myFICO?

myFICO is the consumer division of FICO, launched in 2001 to help consumers get their FICO Score directly from the people that make the FICO Score. We have an A+ rating from the BBB and our headquarters are in San Jose, CA.

What is the FICO Score?

The FICO Score is the most widely used credit score, used by more than 90% of top lenders. Some credit apps use other credit scores, but they are calculated differently than FICO Scores and many lenders won't use them.

Why check all 3 credit bureaus?

Both your credit reports and FICO Scores can vary from bureau to bureau, and your lender may pull your report and FICO Scores from any or all 3 of them. Having scores from all 3 bureaus is also important if you're preparing for a mortgage. Out of the 3 credit scores from each bureau, mortgage lenders will use what's called the “middle score”. You need your score from all 3 bureaus to identify your middle score.

Why update my credit report regularly?

It is a good idea to regularly check your credit reports for errors. If you're actively seeking credit, consider monthly updates to your credit report and full set of FICO Scores to make sure they are accurate and up-to-date.

What if I want to cancel?

You can cancel your subscription at any time

Still have questions?

Call our toll-free, US-based customer support at 800-319-4433.