FAQ
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Credit Scores
- Do FICO Scores change that much over time?
- Do I need to know my FICO Scores from each bureau?
- What are the minimum requirements for a FICO Score?
- How are FICO Scores different than credit scores?
- How are FICO Scores calculated for married couples?
- Why are my scores different for the 3 credit bureaus?
- How does bankruptcy affect FICO Scores?
- What are the different types of bankruptcy and how is each considered by my FICO Score?
- How do different credit actions affect FICO Scores?
- What are the different categories of late payments and how do they affect my score?
- How can I minimize the negative effect of a bankruptcy?
- Bankruptcy - how to revive your credit after hard times?
- Collections - how to manage them and what they do to your credit.
- Not-so-obvious causes for a dropping FICO Score.
- How do I go about building my credit history?
- Considering Bankruptcy.
- Putting credit problems behind you - here's the gameplan.
- 4 steps towards better credit.
- Surviving a financial setback.
- How lenders use FICO Scores under credit scores
- What is gardening your credit mean?
- Can paying off installment loans cause a FICO Score to drop?
- How can refinancing an auto loan impact my FICO Scores?
- I recently paid off my car loan and my FICO® Score dropped. Is that possible?
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Credit Reports
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Credit Cards
- What's the difference between a charge card and a credit card?
- College kids and credit - what to expect and advice for your child.
- Holiday OVERspending - common pitfalls and solutions.
- Will closing a credit card account help my FICO Score?
- I'm trying to lower my credit card APRs. How should I go about doing that?
- What's the best way to manage my growing credit card debt?
- Credit cards and credit scores; here's the relationship.
- How do revolving accounts impact my FICO Score?
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Mortgages
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New Credit
- Does contacting my servicer hurt my credit?
- How might the "credit crunch" affect me?
- Protecting Your Credit When Disaster Strikes
- Does a good score still qualify me?
- What are inquiries and how do they affect my FICO Score?
- Will applying for multiple credit accounts hurt my score more than single application?
- Preparing for next year now - here's what to focus on.
- Marriage and credit - tying the knot in more ways that you might think!
- Is there a best way to go about applying for new credit to minimize the effect to my FICO Score?
- How do FICO Scores consider student loan shopping?
- Tighter Lending Practices.