Loan Savings Calculator

A Higher FICO® Score Saves You Money

The Loan Savings Calculator shows how FICO® scores impact the interest you pay on a loan. Select your loan type and state, enter the appropriate loan details and choose your current FICO® score range. You can see that working to get your score in the higher ranges can mean a big savings!

Interest Rates as of 9/27/2023

A 30-year loan in which the interest rate does not change during the entire term of the loan.



760-850	7.268 %
700-759	7.49 %
680-699	7.667 %
660-679	7.881 %
640-659	8.311 %
620-639	8.857 %

For single family, owner-occupied property with one discount point.

Source: Curinos LLC. Data is obtained from public sources; accuracy and completeness is not guaranteed. Curinos is not liable for reliance on the data.

*IMPORTANT INFORMATION: Your subscription will automatically renew monthly at $29.95 unless you cancel. You may cancel at any time; however partial month refunds are not available. All FICO^® Score products made available on myFICO.com include a FICO^® Score 8, and may include additional FICO^® Score versions. Your lender or insurer may use a different FICO^® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.